Lazada Online Mall: BDO Installments Option

Nowadays, more and more people are already turning to the internet for their various whims and needs. I, too, am guilty of this. A lot of times, I would rather purchase things via the World Wide Web instead of going to the mall or some land-based shop. But of course, I make it a point to find a reliable internet shopping site. That is why I stick with the best—Lazada Philippines.

Perhaps you may be asking, how do I choose which sites are the most worthy of a shopper’s trust? In my case, among the things I look into are the variety of product selection and payment methods. Let me take that one by one.

As for product variety, I have witnessed how the product inventory of this site has grown exponentially. If before this site started its opertaions in the country with more than 4,000 items for sale,  now it is as if the list grows longer every single day. With that, it is not surprising at all that it has been dubbed as the Philippines’ online shopping mall.

In terms of payment methods, I can say that I like Lazada a lot because it offers unique payment terms that provides flexibility and convenience to me as an online shopper.

Unique payment methods

Apart from the usual payment methods in internet shopping sites which is full credit/debit card payment, this site also provides other unique payment options that set it apart from other online shopping sites. In fact, this is the sole internet shopping site I encountered which offers the cash on delivery and BDO installments options.

For this review, let me concentrate on the BDO installments option.

 BDO Installments 

 This is the latest offer from Lazada in terms of payment. As the name suggests, this allows me to purchase items using any BDO credit/debit card I have and pay for them in installments that last from 3 up to 24 months. The fact is, I have never seen such offer from any other internet shopping site.

In order to avail of this offer, all I have to do is reach the minimum purchase amount which is P3,000. Then upon  checking out, I’d have to log in my account, choose the BDO Installments payment option , and submit my order. I will then be asked to fill out the BDO payment gateway. Once done, I’d just have to click submit and confirm my payment. And that’s it. It’s as easy as that.

But as simple as it is, this method is very beneficial. For one, it allows me to shop for more items. The usual case with credit card payment is that the full amount of the items I purchased will be deducted from my account. Hence, I reach my credit limit faster. This can be a hassle especially when I need to buy other important products.

But with the Lazada BDO Installments option, only a portion of the total amount will be deducted. Plus, I can choose to pay in installment for as long as 2 years. Hence, I still have credits to buy other items. This is especially helpful when I need to buy things in bulk when there are special occasions.